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Not restricted by other people's opinions and carefree. If your that Ossina, feel free to email me. One of the things that make a relationship and happy is being good stewards of your money.
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I was able to climb out of a massive debt when I was advised to file bankruptcy; I owe most of my thanks to Mr. Ramsey and his financial philosophy… By the way, it is a very easy to read book with tables, tear outs, charts etc… Most people that I give the advice to read Ramsey, take it like a grain of salt and pay no attention to my advice.
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Why do you think the law is written the way it is?